*Close financial gaps quickly with a bridge loan

Fast-acting financing to help you bypass the valleys in your business journey.

What is

Bridge Financing?

Bridge financing is a short-term asset-based loan. Typically 1 – 3 years in duration with interest only payments, bridge loans allow you to quickly mobilize and leverage equity that would otherwise be locked away in your property. These loans can fund in days, allowing you to rapidly seize time sensitive opportunities.

Do you qualify?

With a little information about your business and objectives, our consultants can help you determine if bridge financing is the right solution for your business.

Get Pre-Qualified

How to Leverage Bridge Financing

With fast funding and interest only payments, bridge loans can be quite enticing. But ow can they be leveraged most profitably?

Commercial Real Estate Acquisition

Bridge lending allows commercial real estate buyers to act more quickly than is possible through permanent financing vehicles. In this instance, the bridge is leveraged against a currently owned property, or a new property being acquired. Because underwriting is based on the valuation of the property, lenders can move fast, closing in a matter of days or weeks. The buyer can access funds quickly. If a new property is being acquired, they can negotiate a discount with an all-cash offer, get into the property promptly, upgrading, modifying, or styling the property while continuing to use their current real estate for business. The transition is then relatively seamless with little downtime. The previous property can be sold to repay the bridge and any prior permanent loan, or the new property can be refinanced with a permanent loan, expanding the business’s property holdings.

High-Value Purchase Orders

When growing businesses take on new clients and require a large influx of materials or goods, often the cost of delivering on a client’s order can exceed the business’s current cash reserves. A bridge loan can rapidly unlock equity stored in the company’s property, allowing the business to fulfill its contracts and to expand operations. Over time, as businesses repeat the process, they can take on larger and larger clients, ultimately switching from single-project financing to revolving business credit at higher purchase amounts.

Equity Bridge

Startups that are pursuing subsequent rounds of equity funding can utilize bridge financing when current equity holders want to reach certain targets before bringing in new investors. While it can be a risky proposition if targets are uncertain, there can be significant upside for founders and current equity holders if meeting targets allows for a higher valuation at the time new investors are brought in.

Key Benefits to Bridge Financing

Rapid Funding

Unlocking real estate equity with a cash out mortgage can easily take 30 – 60 days. Bridge loans often close in one week, positioning businesses and investors to move much faster.

Interest Only

Bridge loans typically offer interest only payments. This helps to keep monthly costs low during the bridging period, effectively maximizing cash flow for the business or investor.

Highly Flexible

Bridge loans are highly flexible. The funds can be used for any purpose, including real estate acquisition, renovations, equipment, working capital, payroll, marketing, and more.

A Simple Process

We make the journey from application to funding quick and easy.

1: Apply

It all starts with a short online application. Within 5 minutes you'll provide our team with all the information needed to unlock your best financing options.

2: Consultation

Our team will reach out and walk you through available options. Then we'll hold your hand through each step in the underwriting process.

Get Started

3: Funding

Once underwriting is completed, the loan closes. You receive the funds deposited directly into your company's bank account.

We're your advocates.

Our mission is to help you access the capital you need to grow. With this philosophy, we don't advocate for a one-size-fits-all financing solution. Instead, we create custom financing packages tailored to each client's unique needs.

This flexible approach gets you the best results and the lowest cost of capital. To execute in this way, we first need to understand your business, your big opportunities, and the challeges you face. From there, we can leverage our decade of commercial funding experience and our network of hundreds of lenders to source the best options for you. And it all starts with a conversation.

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Asterisk Funding

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Our team is here to help you access the capital you need to grow.