Working Capital?

Businesses are constantly adjusting to find the right balance between cash on hand and reinvestment in their business. Too much cash retained, and you are likely missing opportunities for growth. Too much capital investment and you can struggle to smoothly fund operations. Our solutions help clients to elegantly balance cash flow and reinvestment priorities on a day-to-day basis.

Do you qualify?

With a little information about your business and objectives, our consultants can help you determine if working capital financing is the right solution for your business.

Get Pre-Qualified

How to Leverage Working Capital

Businesses are constantly adjusting to find the right balance between cash on hand and reinvestment in their business. Too much cash retained, and you are likely missing opportunities for growth. Too much capital investment and you can struggle to smoothly fund operations. Our solutions help clients to elegantly balance cash flow and reinvestment priorities on a day-to-day basis.

We start with a detailed exploration of your cash flow challenges. Based on that, we recommend the lowest cost solution for smoothing the financial road for your company. Depending on your scenario, that may be as simple as a revolving line of credit, or a it may be a more complex capital stack that allows you resiliency and flexibility for growth.

Working Capital Solutions

Business Line of Credit

Manage short-term financing needs on a consistent basis with a business line of credit. Compared to a credit card, a business line is more flexible with the ability to use funds for payroll, inventory, utilities, operating expenses, and even as funding for open-to-buy dollars. For the lowest interest rates and the highest spending limits, securing a line against high-value equipment or property is often the best option.

A/R Financing

Boost sales by granting extended payment periods to customers. Slower payments mean a slower velocity of money. Accounts receivable financing, or factoring, is a common solution. A factor will purchase the receivables from you, allowing you to collect and utilize the money today, rather than waiting to get paid by the customer. Accelerating payments allows your company more flexibility in spending to advance your growth.

Inventory Financing

Retailers, wholesalers and manufacturers often hold significant value in raw materials or goods ready to be sold. Many retailers maintain goods in each storefront in the hundreds of thousands or even millions of dollars. Because those assets can be averaged over time, businesses can borrow against the value of their stock. This frees up equity that can be reinvested in the company’s growth.

Asset Based Lending

Fixed assets are another area where businesses store value. Land, buildings, and equipment can all back short-term loans or revolving accounts. These financing tools allow businesses to rapidly access the equity in their assets, often funding in less than a week. This can provide sustaining capital to businesses, allowing them to actively reinvest their equity into new growth initiatives.

A Simple Process

We make the journey from application to funding quick and easy.

1: Apply

It all starts with a short online application. Within 5 minutes you'll provide our team with all the information needed to unlock your best financing options.

2: Consultation

Our team will reach out and walk you through available options. Then we'll hold your hand through each step in the underwriting process.

Get Started

3: Funding

Once underwriting is completed, the loan closes. You receive the funds deposited directly into your company's bank account.

Become Pre-Approved.

With a little information about your business and objectives, our consultants can help you determine if Working Capital Financing is the right solution for your business.

Get Pre-Qualified

Asterisk Funding

Get in Touch

Our team is here to help you access the capital you need to grow.